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    Traveling Alternative Roads: Other Options for Health Care

    Health insurance can be expensive if you are not lucky enough to have it provided by your employer. Even shopping around for the best quotes may not be within your budget. Luckily there are alternatives to health insurance that you can take advantage of so that you and your family will be safe even if an emergency situation comes up. You can apply for the prescription discount card program, which is a low monthly cost and works at most of the of corporation drug stores that we all use. There are also programs that give you health care but are not considered "health insurance".

    The prescription discount card is great for anyone who has regular prescriptions that need to be filled over a long period of time. The cost of prescriptions without insurance is high and always rising. If you cannot afford health insurance, there is no way that buying these full priced prescriptions will come without difficulty. You can enroll in a discount card program on the Internet or you can call around to try and find one locally. The reported savings for each person is estimated to be at least 50%, and some programs will enroll you for under $5 a month.

    Health care programs are another popular alternative to expensive health insurance. BeniCard, for example, is a highly acclaimed health care program, and for a small monthly fee, you can have your immediate family covered. You will not be turned down because there is no limit to who is eligible, even if you have a pre-existing condition. It is not health insurance, but you will be able to save money on doctor visits, vision and hearing care, dental services, and prescription drugs. This is just one of the programs that can help you if you cannot get health insurance due to expense or because you have been turned down due to an illness.

    No one should go without health care of some sort. Prescriptions are extremely costly without insurance, and if you or someone in your family has an emergency health situation, you could be left with a large debt for years. Insurance companies are hesitant to accept anyone with a pre-existing illness because it will definitely cost them plenty of money. For anyone who has been turned down for health insurance or simply cannot afford to pay a deductible, health care programs and prescription discounts are a low-cost alternative that could save you money.

    Recent Health Insurance News
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    Doctor's Orders - Expanding Medical Clinic Challenges Health-Insurance MogulsMore than a third of small businesses don't provide health insurance to their employees. And the number of small businesses that don't offer health coverage is growing. [Read More...]
    From the Doctor: I do not have health insurance - How do we justify having the most expensive health care system in the world.A story about how doctor's charge different amounts (different codes) depending on medical coverage. [Read More...]
    The plight of the uninsured affects a doctor - Dr. Kesani advises his patients not only on their health, but their health insurance. Get your coverage lined up before you see me for a diagnosis, he tells them. Dr. Kesani knows this better than anyone?he has diabetes, and he's uninsured. [Read More...]
    How much health care spending is discretionary? - Real, meaningful health reform, whether done on the terms of doctors, liberals, insurers or conservatives, has this fundamental question at its heart. Whether by cutting costs or increasing coverage, make some health coverage non-discretionary. [Read More...]
    Honda Criticized for Discriminatory Insurance Practices - BIRMINGHAM, Ala., Aug. 19 /PRNewswire/ -- Doctors and health care professionals at Alabama Fertility Specialists were caught off guard when they looked into Assisted Reproductive Technology (ART) insurance coverage for one of their patients. ART... [Read More...]